Retirement Planning — Pivot Trade Academy

← All calculators

Retirement calculator

What you must build by the time you stop working, and what that costs each month between now and then.

Your age now30 years

Retire at60 years

Plan until age85 years

Plan long. Running out is the one mistake with no remedy.

Monthly spending today₹50,000

Inflation6 %

Return before retiring12 %

Return after retiring8 %

Already saved₹0

Monthly spending at 60Today's ₹50,000, after 6.0% inflation for 30 years₹2,87,175

Pot needed on day oneTo last 25 years₹6.88 Cr

Invest each month from now₹19,476

More in Investing

SIP Calculator Goal SIP Calculator Systematic Withdrawal Plan Lumpsum Calculator Goal Lumpsum Calculator CAGR Calculator

A tool, not advice.

The answer follows from the numbers you enter. Pivot Trade Academy is not registered with SEBI as an investment adviser or research analyst.

⚠ Disclaimer

We are not registered with the Securities and Exchange Board of India (SEBI) as investment advisors, research analysts, or stock brokers.

Educational Purpose Only: All content, charts, and analysis provided on this website are strictly for training and educational purposes.

No Financial Advice: Nothing on this site constitutes formal buy, sell, or hold recommendations for any securities or financial instruments.

Market Risk: Stock, futures, and options trading involves substantial risk of capital loss and is not suitable for every investor.

No Liability: We accept no responsibility or liability for any direct or indirect profit or loss incurred by following any information or views shared here.

Consult an Expert: Always conduct your own independent research or consult a SEBI-registered financial advisor before making any investment or trading decisions.