Systematic Withdrawal Plan

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Living off a pot. The question is whether it runs out — and if so, when.

Your corpus₹1.00 Cr

Withdraw each month₹50,000

Return on what is left8 %

Look ahead25 years

Safe withdrawalTake this or less and the capital is never touched₹66,667

How long it lastsIndefinitely

Balance after the period₹2.59 Cr

You are withdrawing less than the pot earns, so it grows rather than shrinks.

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